Financing

Finance your business acquisition.

Most Swiss successions combine buyer equity, bank debt and seller financing. Understanding the structure early makes an offer credible.

Two example structures

Illustrative only

Example A — buyer with substantial equity

CHF 1'200'000

Purchase price

Buyer equity
CHF 500'000
Bank facility
CHF 500'000
Seller financing
CHF 200'000

Example B — successor with seller support

CHF 900'000

Purchase price

Buyer equity
CHF 200'000
Bank facility
CHF 350'000
Seller financing
CHF 350'000

These are worked examples, not benchmarks, rules or an offer. Every transaction is structured differently and every financing institution applies its own criteria. Use them to see how the pieces fit together, then run your own figures in the calculator below.

Funding structure calculator

Financing partners

  • UBS logo
  • ZKB logo
  • BCV logo
  • Raiffeisen logo
  • Valiant logo
  • BCF logo
  • BCGE logo

Financing availability and terms depend on each financing institution and transaction.

Submit your financing package

Prepare your figures once. We standardise the package and share it only with the institutions you select.

Select institutions

Sign in to submit a financing package.

SwissSuccession is not a bank, a regulated financial adviser or a broker.